1 Information We Collect

At Brainwaveflux, we collect information that helps us provide better financial forecasting and budgeting services. This happens when you interact with our platform, create an account, or use our educational resources.

2 How We Use Your Information

We use your data to deliver personalized financial education and improve our services. Here's what that looks like in practice:

• Providing access to financial forecasting tools and educational content
• Customizing learning experiences based on your progress and interests
• Sending important updates about courses, new features, and platform changes
• Analyzing usage patterns to improve our educational materials and user interface
• Ensuring platform security and preventing unauthorized access
• Complying with South Korean data protection regulations and financial education standards

3 Data Sharing and Third Parties

We don't sell your personal information to anyone. However, we do work with trusted partners who help us operate our platform effectively. This includes cloud hosting services, payment processors, and educational content providers.

When we share data, it's always with companies that meet our strict privacy standards and are bound by confidentiality agreements. We only share what's necessary for them to provide their services to us.

We may also disclose information if required by South Korean law, legal process, or to protect our users' safety and security.

4 Data Security and Storage

We take data protection seriously and use industry-standard security measures to protect your information. This includes encrypted connections, secure servers, and regular security audits.

Your data is stored on secure servers located in South Korea and complies with local data residency requirements. We maintain backups to ensure service continuity while implementing appropriate retention policies.

We retain your personal data only as long as necessary to provide our services or as required by South Korean law. Generally, this means keeping your account information while you're an active user and for up to two years after account closure for legal and operational purposes.

5 Cookies and Tracking

We use cookies and similar technologies to enhance your experience on our platform. These small files help us remember your preferences, keep you logged in, and understand how you use our services.

You can control cookie settings through your browser, though disabling certain cookies may affect platform functionality. We use both essential cookies (required for basic operation) and optional cookies (for analytics and personalization).

6 International Data Transfers

While our primary data storage is in South Korea, some of our service providers may process data in other countries. When this happens, we ensure appropriate safeguards are in place to protect your information according to South Korean privacy standards.

We only work with providers who demonstrate adequate data protection measures and comply with international privacy frameworks.

7 Children's Privacy

Our financial education services are designed for adults and we don't knowingly collect personal information from children under 14 years of age. If we become aware that we've collected information from a child without appropriate consent, we'll take steps to delete it promptly.